Third-Party Liability (limit of $200,000): coverage protects you when you’re at fault in a crash and another motorist makes a claim against you. Many people choose to buy Extension Third-Party Liability coverage for added protection. You can select extra coverage that protects you for claim costs up to $5 million.

Accident Benefits: if you are injured in a motor vehicle crash, Accident Benefits will help with medical costs and wage loss. This could include costs like hospital care, chiropractic treatments, dental care, medication, physiotherapy, medical equipment and more.

Underinsured Motorist Protection (UMP): you can now get a total UMP limit of up to $2 million, $3 million, $4 million or $5 million (includes $1 million Basic UMP). If you are injured or killed by the owner or operator of an underinsured vehicle and you are not at fault, Underinsured Motorist Protection will provide coverage if the at-fault motorist does not have enough insurance and can’t pay the claim.

Hit-and-Run and Uninsured Motorists: Hit-and-Run and Uninsured Motorists: automatic coverage up to a maximum of $200,000 is available to anyone whose property is damaged, or who is injured or killed by an uninsured or hit-and- run driver on a highway in BC. This coverage is available to all BC residents regardless of whether they own and insure a vehicle.

Inverse Liability: sometimes due to legal restriction, it’s not possible to recover the cost of repairs to your vehicle from motorists from other parts of Canada and the United States. Inverse Liability will cover those losses to the extent that you are not at-fault.

Connect Insurance Brokers Inc has a team of Commercial Automobile insurance experts who are dedicated to assisting large and small fleet operators. We have the expertise to offer fleet management services for ICBC insurance in BC. Fleet management is a challenging, detail-oriented job that can save your company a substantial amount of money. With higher discounts – up to 63 per cent – fleet ratings can reduce your automobile insurance costs while still providing your organization with the protection you need. Connect Insurance Brokers Inc has experts that can provide you with the specialized advice you need to obtain correct coverage.

For more information come in or contact our office.

If your commercial vehicles regularly travel outside of the province, you likely need specialized prorate coverage. Prorate coverage involves specialized licensing and registration and exempts your organization from having to buy trip permits when entering a jurisdiction outside of BC.

For more information come in or contact our office.